Interactive web app · Built-in video tutorial

See your debt-free date in seconds.

Toggle Snowball or Avalanche. Track every debt. Add extra payments and watch the date pull closer. Built-in video tutorial. Privacy first.

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$14.86 $29.74
50% off limited time
Instant download Works on any browser No subscription Privacy first
Debt Payoff Planner

Everything you need, nothing you don't

Each feature designed to make this feel like a real app, not a spreadsheet.

❄️
Snowball vs Avalanche toggle
Switch strategies instantly. Snowball pays smallest first (momentum). Avalanche pays highest interest (saves money). See the math change live.
📈
Debt-free date projection
Real-time projection chart. Add extra payments and watch the date pull closer.
💳
Track every debt
Student loans, credit cards, auto, personal, medical. APR, minimum, balance. All in one dashboard.
🏆
Milestones tab
Celebrate each debt paid off. Visual progress through your debt-free journey.
📋
Recent payments log
Log every payment. Export to CSV. Audit-friendly history.
🎬
Built-in video tutorial
12 chapters covering strategy selection, extra payments, milestones. Click any step to jump to that demo.

Built-in video tutorial. No PDF manual.

12 clickable chapters explain every feature. See exactly how the app works before you buy.

An actual app, not cells and formulas

The old way

A Dave Ramsey spreadsheet from 2012 with broken formulas

The LaunchLab way

An actual interactive app. Visual. Real-time math. Watch your debt-free date pull closer.

FAQ

Which method should I use, Snowball or Avalanche?
Snowball gives faster psychological wins (smallest balance first). Avalanche saves the most money (highest interest first). The app shows both so you can compare and pick what motivates you.
Does my data stay private?
Yes. Everything stays on your device. No account, no login, no upload.
Can I add multiple debts?
Yes, unlimited. Student loans, credit cards, auto loans, personal loans, medical bills. Each tracked separately.
What if my situation changes?
Edit any debt anytime. Add extra payments. Switch strategies. The projection updates instantly.

We also build other apps

Same design language, same privacy-first approach. Pick the one that matches your need.

Ready to try it?

Instant download. One-time purchase. Works on any browser. 50% off limited time.

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